Magic Cookie Bars

1/2 c. butter, soft

1 1/2 c. graham cracker crumbs

1 can sweetened condensed milk

1 c. chocolate chips

1 c. butterscotch chips

1 c. peanut butter chips

1 1/3 c. flaked cocoanut

1 c. chopped pecans (or your choice, cashew or peanuts are good too)

In a 13 x 9 x 2 baking dish, melt margarine in oven.  Sprinkle crumbs over margarine and press into pan.  Pour milk over crust.  Top evenly with remaining ingredients in layers.  Press down and let set for a few hours before cutting into small squares (too rich for large squares)!  Give me a glass of cold milk and I can hardly stop myself from eating the whole pan!!